Terms of Service

The content on this site, including guides in the Financial Literacy Hub, is provided for general educational purposes. It is not personalized financial advice, and it is not a substitute for a conversation with a licensed professional about your specific situation.

Shama is a licensed life insurance advisor and financial advisor, licensed across Canada through World Financial Group and Transamerica. Her license covers universal life and whole life insurance, disability, critical illness and health insurance, TFSA, RRSP, RESP, FHSA, non registered investments, segregated funds, visitor visa insurance, mortgage referrals, estate planning, and trust account management. The information on this site is general in nature and is not personalized advice. Please connect with Shama directly to discuss what is right for your situation.

Testimonials, guides, and examples shared on this site reflect individual experiences or general information. They are not a promise or guarantee of any particular financial outcome.

The text, design, and guides on this site belong to Wealth Simplified unless otherwise noted, and may not be copied or reused without permission.

This site links to outside platforms such as Instagram and Calendly for your convenience. We do not control these platforms and are not responsible for their content or practices.

This site and its content are provided as is, without warranties of any kind. Wealth Simplified is not liable for decisions made based on information found on this site. Always speak with a licensed professional before making financial decisions.

These terms may be updated from time to time. Continued use of this site after changes are posted means you accept the updated terms.

These terms are governed by the federal laws of Canada. Wealth Simplified's business practices comply with applicable federal regulations, including those of the Financial Transactions and Reports Analysis Centre of Canada (FINTRAC) and the Personal Information Protection and Electronic Documents Act (PIPEDA).

Questions about these terms can be sent using the contact form on this site.